Overcoming Fear Around Money Conversations
- Kathryn Knaggs
- Dec 11, 2025
- 1 min read
Money conversations are charged not because of the money…
but because of what money represents in the subconscious mind.
Worth.
Safety.
Power.
Belonging.
Permission.
Identity.
If you grew up in a home where money was stressful, secretive, explosive, or shame-filled, your nervous system learned to associate money with danger.
So as an adult, even simple conversations — negotiating pay, setting prices, discussing bills, saying “that’s not in my budget right now” — can trigger fight/flight/fawn responses.
This is not a mindset issue.
It’s not a confidence problem.
It’s a conditioning pattern.
Fear around money conversations is stored in the body long before it becomes a thought.
That’s why NLP, hypnosis, and somatic self-regulation are so effective — they speak the language the fear was written in.
When you learn to:
🌿 ground before the conversation
🌿 regulate your breath
🌿 detach your worth from the outcome
🌿 reframe old money stories
🌿 and speak from your values instead of your fear
Everything changes.
You stop avoiding money conversations.
You start leading them.
And you finally feel empowered to honour your worth without trembling, shrinking, or over-explaining.
You were never afraid of money.
You were afraid of what money meant to the younger you.
Heal that… and financial empowerment becomes inevitable.






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